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LATEST COMMENTARY

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FIVE THINGS TO KNOW

Afternoon7-minute read

ABOUT DECLARING AN AMBASSADOR PERSONA NON GRATA

Several lawmakers want Chinese Ambassador Jing Quan sent home. The Chinese Embassy has challenged them to follow through. That exchange leaves an ordinary reader with a reasonable question: if our own officials say an ambassador should leave, why is he still here?

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7:23 AM5-minute read

ABOUT LINO CAYETANO AND THE CHANGE AT THE PCO

President Ferdinand Marcos Jr. announced on October 11 that Lino Cayetano would replace Dave Gomez at the Presidential Communications Office. He said Gomez had been bypassed by the Commission on Appointments and that the change would be formalized when they returned from Singapore.

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6:10 PM4-minute read

ABOUT THE DISPUTE OVER CHANGING THE ORDER OF IMPEACHMENT WITNESSES

The argument at Thursday’s impeachment hearing was about which witness the prosecution could present next. It began with an absent lawyer and became a dispute over preparation and notice. Understanding the exchange helps explain why a courtroom can pause even when the parties, documents and another potential witness are already in the building.

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3:01 PM3-minute read

ABOUT MARK VILLAR’S MOVE TO THE SENATE MAJORITY

Senator Mark Villar has formally left the Senate minority and joined the majority. The October 8 move strengthens the bloc supporting the chamber’s leadership and gives Villar two significant positions. Its implications for Sara Duterte’s impeachment trial, however, require more than counting political allies.

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9:56 AM4-minute read

ABOUT THE MANAGER’S CHECKS AND THE QUESTIONS OVER SARA DUTERTE’S SALN

A bank balance can fall even when the value represented by the money has not disappeared. That distinction sits behind the prosecution’s questions about manager’s checks in Sara Duterte’s impeachment trial. To understand the October 7 testimony, we need to follow the instrument, the person entitled to its value and the declaration of assets for the relevant year.

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9:08 PM3-minute read

ABOUT WHAT COA’S REJECTION OF THE OVP APPEAL MEANS

COA has rejected the request to reconsider the ₱73.287-million disallowance involving the Office of the Vice President’s December 2022 confidential expenses. The October 5 resolution became public on October 7. Its significance is easier to understand when the amount, the audit finding and the available legal remedies are kept separate.

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7:47 AM3-minute read

ABOUT WHAT BANK SECRECY PROTECTS IN AN IMPEACHMENT TRIAL

The arguments over bank records in Sara Duterte’s impeachment trial involve several protections. The privacy of a peso deposit, the protection of a foreign-currency deposit, and the confidentiality of a report sent to the AMLC come from different rules. Understanding those differences helps explain what the court has allowed and what remains in dispute.

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8:43 AM8-minute read

ABOUT THE AMLC RECORDS IN SARA DUTERTE’S IMPEACHMENT TRIAL

₱4.4 billion is a figure that can dominate a conversation before anyone asks what it counts. AMLC Executive Director Ronel Buenaventura presented that approximate total in the Senate impeachment court on October 5, covering reported transactions involving Vice President Sara Duterte and her husband, Manases Carpio. He also explained that a bank correction had reduced the earlier figure of ₱6.7 billion.

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6:44 PM5-minute read

ABOUT THE COINS.PH CASH-IN RESTRICTION AND WHAT USERS SHOULD CHECK

If you use Coins.ph to receive money or pay bills, a failed cash-in can disrupt plans for the day. Coins.ph has announced that some incoming peso services are temporarily unavailable following a BSP directive to improve its internal controls. Its advisory also identifies services that existing customers can still use.

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12:00 PM5-minute read

ABOUT THE PROPOSED RULES ON SECONDHAND PHONES

A secondhand phone can put a useful device within reach of someone who cannot afford a new one. The problem comes when the buyer has no clear information about where it came from, what condition it is in, or who will fix it if it fails.

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8:35 PM6-minute read

ABOUT THE SUPREME COURT’S DECISION ON THE IMPEACHMENT VOTE THRESHOLD

The Supreme Court dismissed three petitions on September 30 challenging how the Senate impeachment court would count the votes needed to convict Vice President Sara Duterte. The dismissal leaves the Senate’s September 23 ruling in place, but it needs to be read carefully. A case can be dismissed because it does not meet the requirements for the Court to hear it, without settling whether the challenged action is constitutional.

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6:12 AM6-minute read

ABOUT WHAT BASTE DUTERTE SHOULD HAVE CHECKED AS MAYOR

Davao City Mayor Sebastian “Baste” Duterte told the Senate impeachment court on September 29 that he had been unfamiliar with GenCorp Industries Inc. before it came up in the proceedings. He also said he did not know about Vice President Sara Duterte’s declared business interest in the company.

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10:45 PM7-minute read

ABOUT THE OCTOBER WATER-RATE INCREASES

Metro Manila households served by Maynilad and Manila Water will see slightly higher water charges beginning October 1. The announced increases are small for many residential customers, but the figures vary by concessionaire and consumption level. That makes it easy to misunderstand a notice expressed only in centavos per cubic meter.

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7:21 AM6-minute read

ABOUT THE NOTE HANDED TO GIBO TEODORO IN SEOUL

Defense Secretary Gilberto “Gibo” Teodoro Jr. was answering questions at the Seoul Defense Dialogue on September 8 when a man handed him a note. He read it aloud, challenged its rejection of the 2016 South China Sea ruling and objected to being interrupted that way.

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9:55 AM8-minute read

ABOUT EL NIÑO AND PREPARING FOR LESS RAIN

It can be raining outside while PAGASA warns about El Niño. That can sound confusing when the immediate problem is a wet road or a flooded field. The two warnings describe different periods: the weather happening now and the rainfall conditions that may develop over the coming months.

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5:30 AM8-minute read

ABOUT THE NEW ARREST WARRANTS AGAINST ZALDY CO, MARTIN ROMUALDEZ AND TWO OTHERS

The Sandiganbayan has ordered the arrest of Zaldy Co, Martin Romualdez and two other accused in the plunder case filed on September 7. By Monday evening, authorities had served Romualdez's warrant and carried out booking procedures at Cardinal Santos Medical Center in San Juan. His arrest is a confirmed development; it does not establish that his three co-accused are also in custody.

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3:15 PM8-minute read

ABOUT THE PLUNDER CASE AGAINST MARTIN ROMUALDEZ

The Office of the Ombudsman filed a plunder case against former House Speaker Martin Romualdez at the Sandiganbayan on September 7 over his alleged involvement in flood-control kickbacks. The accusations have now reached the court that will handle the criminal case. Romualdez denies wrongdoing and remains presumed innocent.

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1:18 PM7-minute read

ABOUT THE NEW SWS POVERTY NUMBERS

Self-rated poverty and food poverty declined in June, but the figures also show how many Filipino families remain under pressure and why lower household budgets do not necessarily mean life became cheaper.

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2:02 PM11-minute read

ABOUT THE CHILDREN'S SOCIAL MEDIA SAFETY ACT

House Bill No. 9965 would bar children below 13 from having social media accounts, require parental consent for users aged 13 to 17, regulate platform algorithms, and impose fines reaching P50 million. It is still being deliberated in the House.

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12:02 PM7-minute read

ABOUT THE SEALED BIR BOX

Marcos authorized the BIR to comply with the Senate subpoena. That did not open the records to the public or prove the unexplained-wealth allegation.

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MCT READER PULSE · MCT-PULSE-2026-015

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Dapat bang ideklara ng pamahalaan ng Pilipinas na persona non grata si Chinese Ambassador Jing Quan at hilingin sa China na pauwiin siya?

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September 4, 2026 · 8:30 PM8-minute read

ABOUT THE EXPANDED FREE TERTIARY EDUCATION LAW

What Republic Act No. 12325 changes for subsidies, costly training, and qualified disadvantaged students.

A conceptual editorial image of a student desk with books, a meal, laboratory goggles, and a stethoscope beside a Philippine campus, representing the costs beyond tuition. Not a documentary image.

President Ferdinand Marcos Jr. signed Republic Act No. 12325 on September 4, amending the Universal Access to Quality Tertiary Education Act. The original law made tuition and other covered school fees free in qualified public colleges, universities, and technical-vocational institutions. The amendment does not erase that guarantee. It changes how additional financial assistance is prioritized, what costs may receive support, and which disadvantaged students in private institutions may qualify.

That distinction matters because free tuition does not remove every barrier to finishing a course. Transport, food, lodging, equipment, internships, and clinical training can still force a student to stop. The law sets a stronger direction, but families cannot yet assume that every new benefit is immediately claimable. Implementing rules, appropriations, eligibility checks, and payment systems will determine who receives help and when.

1

FREE PUBLIC TUITION STAYS, BUT IT IS NOT THE WHOLE BENEFIT

Republic Act No. 12325 preserves free tuition and other covered school fees in state universities and colleges, qualified local universities and colleges, and state-run technical-vocational institutions. The new law focuses largely on the additional assistance surrounding that guarantee. This includes the Tertiary Education Subsidy, which can address costs that remain even when a school does not charge tuition.

Students and parents should keep the two benefits separate. Free tuition generally removes specified charges imposed by a covered public institution. A subsidy may help with living, learning, or training expenses, but it can require a separate application and remain subject to eligibility rules and available funds. A student can therefore qualify for free tuition without automatically receiving enough money for transportation, meals, internet, books, a laptop, lodging, or other daily needs.

The amendment recognizes the real problem: admission is not the same as completion. A place in college has limited value if a student cannot afford to travel to class or finish required training. The practical result depends on whether the implementing agencies build one understandable process instead of making families navigate several disconnected programs.

WHAT TO WATCH

Watch the implementing rules from CHED, TESDA, UniFAST, and partner agencies. They should list every automatically covered fee, every separately applied-for benefit, documentary requirements, application dates, payment timing, and a clear route for correcting an erroneous denial.

2

QUALIFIED 4PS STUDENTS MOVE TO THE FRONT OF THE TES LINE

Official legislative summaries say qualified students from Pantawid Pamilyang Pilipino Program households will receive first priority for the Tertiary Education Subsidy. If funds and places remain, other applicants are to be ranked using household per-capita income. The change is meant to direct limited assistance toward students with the least ability to absorb the costs of college or technical training.

The priority rule responds to a documented decline in targeting. EDCOM 2 reported that the share of TES grants going to the poorest households fell from 74.24 percent in 2018 to 30.74 percent in 2022. A universal tuition benefit can expand access broadly, but an additional cash subsidy loses much of its purpose when better-off applicants crowd out students who may otherwise leave school.

Priority is not the same as an unconditional guarantee. The number of awards may still depend on the annual budget, available slots, enrollment in a recognized institution, academic or residency rules, and correct government records. A household wrongly excluded from the 4Ps list or assigned inaccurate income data must have a practical way to challenge the result before a school deadline passes.

WHAT TO WATCH

Watch the published ranking formula, the treatment of newly enrolled 4Ps households, the number and value of funded slots, and the appeal process. The first beneficiary report should show income groups, regions, institution types, and payment dates, not merely a national total.

3

GRANT AMOUNTS MAY CHANGE ACCORDING TO THE COURSE

The amended law allows assistance to vary by undergraduate program and permits added support for fields the government identifies as priorities. That approach recognizes that courses do not cost the same. Laboratory supplies, specialist equipment, software, fieldwork, uniforms, certification, and practical training can make science, engineering, health, agriculture, and technical programs much more expensive than a standard classroom course.

A better-matched grant could let a student choose a program based on ability and career plans instead of selecting the cheapest available degree. It could also help the country train workers in fields facing genuine shortages. The risk is that a priority list becomes outdated, politically influenced, or too narrowly tied to short-term labor forecasts. Students spend years earning a qualification, so government must explain the evidence behind each priority and update it without disrupting people already enrolled.

Variable amounts also require transparency. Families should be able to see the maximum grant for a course before accepting admission, know whether support continues through the normal length of the program, and understand what happens after a transfer or curriculum change. Schools should not be allowed to raise charges simply because a larger subsidy exists.

WHAT TO WATCH

Watch for the official priority-program list, the amount assigned to each field, the labor-market evidence supporting it, and protection for continuing students. Audit reports should compare grants with actual school and training costs and flag unexplained fee increases.

4

REQUIRED INTERNSHIPS AND CLINICAL TRAINING CAN RECEIVE SUPPORT

Official summaries say the revised subsidy may cover internships and Related Learning Experience fees for nursing and other allied-health programs. These activities are required for graduation and professional preparation, but they can add transport, lodging, uniforms, medical tests, equipment, insurance, and placement charges after a student has already spent years in school.

This is a consequential change because the final years of a course can be the most expensive. A student who completes classroom requirements but cannot afford hospital duty or an internship may be forced to delay graduation, take on debt, or leave without the credential needed for work. Targeted support can protect both the student's investment and the public money already spent on earlier years of education.

The words “may cover” still leave important questions. The rules must identify eligible expenses, qualified training sites, grant ceilings, and the payment route. A reimbursement system that requires a poor student to pay thousands of pesos first would exclude many of the people the law is meant to help. Direct payment can be more accessible, but it needs safeguards against inflated or invented charges.

WHAT TO WATCH

Watch whether funds are paid before the expense, directly to the training provider, or only after reimbursement. Students also need a written list of covered costs, deadlines tied to placement schedules, and a complaint channel when a school or hospital charges more than the approved amount.

5

SOME DISADVANTAGED STUDENTS IN PRIVATE SCHOOLS GET A NEW ROUTE

Republic Act No. 12325 creates a Private Education Assistance program for qualified disadvantaged students taking priority programs in CHED-recognized private higher-education institutions and TESDA-registered private technical-vocational institutions. This can matter when the needed course is not offered by a nearby public school, when public places are full, or when distance makes a nominally free option more expensive than a local private one.

The program is assistance, not a promise that government will pay every private-school bill. The implementing rules must define which students, schools, and programs qualify; how much government will pay; and whether a student must cover a remaining balance. Recognition by CHED or registration with TESDA is a starting condition, not proof that every program delivers good outcomes.

Public money also creates public obligations. Participating institutions should disclose tuition and other charges, graduation and licensure results where relevant, complaints, and how subsidy funds were used. The government should prevent schools from increasing prices to capture the assistance or enrolling students into low-quality programs with weak employment prospects. Families need comparable information before choosing a school.

WHAT TO WATCH

Watch the school and program eligibility lists, grant ceilings, student co-payments, quality measures, and rules against tuition inflation. The first audit should identify who received aid, what remained unpaid, and whether beneficiaries stayed enrolled and completed their programs.

BOTTOM LINE

The amended law tries to make tertiary education support follow need more closely. It protects free tuition in qualified public institutions, gives poor households clearer priority for additional subsidies, recognizes costly training requirements, and creates a limited route into private programs. None of those promises can be judged from the signing ceremony alone. The real test is whether the implementing rules are understandable, funds arrive before students are forced to stop, appeals correct bad records quickly, and public reports show that disadvantaged learners are entering, remaining in, and completing useful programs.

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