Breaking Down Chiz Escudero’s SALN Against Heart Evangelista’s Luxury Lifestyle

I wasn’t even planning to dig into this. But when I saw Senator Chiz Escudero’s 2024 SALN showing a net worth of only P18.84 million, something didn’t sit right. Especially since his wife, Heart Evangelista, has been openly flaunting jewelry, Hermès bags, and luxury trips that would make even billionaires blink.

Now, I’m not claiming to be an expert on SALNs or finance. I’m just someone who reads, observes, and does the math. And sometimes, you don’t need to be an expert to know when the numbers don’t make sense.

So, I got curious—as usual—and decided to look into it. How could the “poorest senator” afford million-peso rings, a closet full of Hermès, and a lifestyle that looks more Paris than Sorsogon? The deeper I went, the clearer it became that something about this story doesn’t add up.

Understanding What a SALN Really Means

Before we get to the gifts and the math, let’s slow down for a second and understand what a Statement of Assets, Liabilities, and Net Worth (SALN) actually represents.

Every government official, from senators to city clerks, is required by law to file one. It’s supposed to be a window into their financial life—how much they own, how much they owe, and how their wealth changes over time. The intent is simple: transparency. But in practice, it’s closer to an honor system.

Officials list their properties, cash, vehicles, investments, and even jewelry, along with their spouse’s and children’s. The problem? There’s no built-in mechanism to verify if what they declare is complete or accurate. Unless someone files a formal complaint or an investigation begins, no one checks if those numbers actually reflect reality.

That’s where things get tricky. A property worth fifty million can appear as five million on paper if declared at its original purchase cost. A car can “disappear” from the list if it’s suddenly “sold” to a relative. And luxury items gifted to a spouse—well, those can easily fall through the cracks if treated as personal rather than conjugal property.

This system depends on honesty. And honesty, in politics, is often negotiable.

Chiz Escudero’s Declared Wealth vs. His Lifestyle

Chiz Escudero’s 2024 SALN places his net worth at P18.84 million, officially making him the “poorest senator.” It’s a title he’s worn before. In 2015, his net worth was listed at around P5.8 million, and in 2018, about P8.5 million. The numbers grew, but not by much—certainly not enough to match the life he and Heart Evangelista publicly live today.

His 2024 declaration includes a few real properties reportedly acquired through inheritance back in 2013, along with vehicles and some cash. He also listed his law firm under business interests, which is standard. On paper, it’s a modest portfolio for someone who has spent decades in politics and law.

But that’s where curiosity starts to bite. Because while the numbers on the document stay small, the world around them looks far from modest. Heart Evangelista isn’t exactly living on a middle-class budget. The designer wardrobes, million-peso jewelry, and luxury trips don’t fit inside a P19-million picture frame.

The Gifts That Don’t Add Up

Let’s talk about the numbers that caught everyone’s attention. The kind that sparkle, weigh a few carats, and cost more than a senator’s declared wealth.

The most striking example is the Paraiba tourmaline ring Chiz supposedly gave Heart for her birthday in 2024. Reports and jewelry experts pegged it at around ₱56 million—roughly three times his entire declared net worth. It’s a six-carat gemstone, the kind rarely seen outside high-end auctions or celebrity hands.

Then there’s the Hermès collection. Heart has several, but one stands out: the Himalaya Birkin, often called the “holy grail” of handbags. Its auction value sits at around ₱21 million, depending on condition and year. And that’s just one bag.

She owns multiple Birkins and Kellys—some painted, some exotic, all expensive. In one photo alone, four Hermès bags appeared side by side, valued at over ₱20 million combined. These aren’t the kind of bags you buy on impulse. These are investment pieces reserved for people who can casually drop millions without blinking.

What makes this even harder to ignore is how Heart spends beyond herself. In early 2025, she gifted her glam team Hermès bags for Christmas. Even the most conservative pricing puts the total somewhere between ₱10 to ₱15 million.

And when she says she wants her team to have what she has, you can almost admire the generosity. But the question still lingers: where’s the money coming from?

The Jewelry, Fashion, and Travel Lifestyle

Heart Evangelista’s love for jewelry isn’t exactly a secret. She’s been seen wearing pieces that could outshine a chandelier—Cartier, Van Cleef & Arpels, and Bvlgari, to name a few. One of the most talked about was her Panthère de Cartier necklace, a white gold piece set with emeralds, onyx, and over a thousand diamonds. Cartier even hosted a private event for her in Hong Kong late last year. That’s not the kind of gesture they extend to just anyone.

Then there’s her Van Cleef collection, which her makeup artist casually mentioned on social media. Add to that several Bvlgari pieces, including one rumored to have been made for her dog, and you start to see how deep the jewelry box goes. Conservative estimates already push her jewelry value somewhere between ₱20 to ₱50 million—and that’s before we even touch her designer wardrobe.

Her stylist once claimed that Heart was “the second biggest buyer of Saint Laurent in the world.” Not in the Philippines. Not even in Asia. The world. That’s an expensive claim, considering YSL doesn’t sponsor ambassadors in the traditional sense. It means she’s paying full retail, often for couture-level items.

And then there’s Paris Fashion Week—the crown jewel of her public image. She’s admitted earning around ₱2 million per show for some appearances. But the math doesn’t sit comfortably. Flights, hotels, glam team, outfits, private drivers—those costs easily balloon to ₱5 to ₱10 million per trip. Multiply that by multiple seasons a year, and the numbers just don’t line up neatly with the lifestyle of someone relying solely on acting gigs and mid-tier endorsements.

At this point, it’s less about what she wears and more about what it reveals. Because even without accounting expertise, it’s clear that luxury this consistent and this high-end needs a steady, powerful income stream. And nothing in the public record suggests where that stream is coming from.

The Income Question: Can Heart Afford This Herself?

This is where things start to get interesting. Heart Evangelista often says she works hard for everything she has—and to be fair, she’s been in the industry for nearly three decades. She acts, paints, endorses brands, and has built a social media presence that’s undeniably strong. But when you start adding up the value of her visible wealth, the numbers start to drift away from what’s realistically possible for someone in local entertainment.

She has dozens of endorsements, both local and international—GCash, Cream Silk, Ponds, Avon, SM, Purefoods, Mugler, and more. Impressive lineup, but none of these deals are known to hit eight figures each. The bigger question is tax visibility. For someone who claims to have multiple revenue streams, she’s never appeared on the Bureau of Internal Revenue’s list of top celebrity taxpayers. Those lists often include Vice Ganda, Kathryn Bernardo, Daniel Padilla, and other big earners whose income levels are verifiable. Heart has never been one of them.

Some say she earns millions per fashion week appearance, and that may be true. But even if we assume ten paid shows at ₱2 million each, that’s ₱20 million per year. Once you factor in her travel, her team, accommodations, and couture expenses, that number drops fast. It’s not even close to the kind of spending power her jewelry and luxury wardrobe reflect.

When pressed about her wealth, she often points to her “27 years of hard work.” That’s fair—but even the most successful actors in that range don’t buy ₱56-million rings or hand out Hermès bags like Christmas cards. Longevity in showbiz doesn’t automatically turn someone into a billionaire.

The question remains: if the luxury isn’t fully funded by her career, then where is the extra money coming from?

The Senator’s Salary: Follow the Money

Let’s strip it down to the basics. A senator’s salary in the Philippines ranges between ₱90,000 and ₱293,000 per month, depending on their grade and tenure. Even at the top bracket, that’s roughly ₱3.5 million a year. Not bad by ordinary standards, but nowhere near enough to buy million-peso jewelry or fund multiple Paris trips.

Of course, that’s just the base. Senators also earn more from committee chairmanships, representation allowances, and other benefits. When Chiz became Senate President, his monthly income—with allowances—was reported to reach around ₱5 million. Multiply that by twelve, and you get ₱60 million a year.

That sounds substantial until you remember that one Paraiba ring alone costs ₱56 million. And that’s just one item. His wife’s wardrobe and accessories could easily push past ₱100 million in total value.

Then there’s the timing. In September 2025, Chiz was ousted as Senate President amid corruption allegations involving DPWH flood control projects—the same projects now under scrutiny for billions in suspected kickbacks. Witnesses described bags of cash being delivered to politicians’ homes. While Chiz’s name wasn’t directly mentioned, the scandal surrounded the very circles he moved in. Around that same time, Heart skipped Paris Fashion Week, saying it wasn’t “the right time.”

Before that controversy, Chiz even called for lifestyle checks among public officials, quoting the law that requires them to “lead modest lives.” On social media, that statement aged like milk. The irony wasn’t lost on anyone, especially when people started sharing the photo of that ₱56-million ring beside his ₱18-million net worth.

When the math looks that off, people don’t need to be accountants to see the imbalance. They just need to look.

The SALN Loopholes: How Wealth Disappears from Paper

There are simple, obvious ways that big money doesn't show up in a SALN. None of these are secrets; they’re just paperwork, timing, and legal wiggle-room.

Declare at purchase price. A house bought years ago can stay listed at acquisition cost while its market value soars. That gap makes a property worth tens of millions look tiny on paper.

Gifts that “aren’t yours.” Spouses and close associates can treat luxury items as personal gifts, loans, or items “on consignment.” If a ring or a bag is called a gift to the spouse, some officials treat it as outside the principal filer’s declared wealth.

Use other names. Companies, relatives, friends, shell entities—put assets under third parties and the ownership trail grows faint. On paper, the politician has no direct claim. In practice, they control the money.

Offshore and cross-border purchases. Items bought or stored abroad, or funds parked in foreign accounts, are harder to trace unless someone chooses to pursue them.

Timing tricks. Move assets before the filing deadline. Transfer titles. “Sell” something to a relative, then borrow it back. Little administrative moves can make expensive things vanish from the next SALN.

Undervalue jewellery and vehicles. Declare a car at a conservative price. List jewelry at an appraised value that’s lower than auction estimates. Small differences add up fast.

Weak verification. The system largely runs on declarations. Unless a complaint is filed, or an audit starts, most entries go unchecked. The Ombudsman can investigate, but the process is slow and requires evidence.

Legal fine-print. Prenups, separate-property claims, or creative contract language can be used to argue items are the spouse’s private property—even when public life suggests otherwise.

When you stack those moves together, a senator’s P18.8 million on paper and a P100-million lifestyle in public suddenly looks less mysterious. Not because the math is wrong—because the rules and the enforcement make it easy to hide the math.

Public Reaction: The Court of Public Opinion

When the SALN figures came out, the public didn’t just scroll past them. Reddit threads, Facebook groups, and TikTok comments turned into investigative panels overnight. People started comparing numbers, converting carats to pesos, and pulling up old statements from both Chiz and Heart.

Many pointed out the obvious inconsistency: how could the “poorest senator” afford a ₱56-million ring when his declared wealth doesn’t even reach ₱20 million? Others questioned why there’s still no lifestyle check, especially when Chiz himself once pushed for it. And some focused on Heart’s side—if she really earns as much as she says, why has she never appeared on the BIR’s top taxpayers list?

The reactions weren’t just gossip. They came from frustration. Filipinos are dealing with rising prices, floods, and a public sector that often claims to lack funds. So when a senator’s family seems to live on another planet entirely, it feels personal.

Heart tried to address the issue in a livestream, saying she’s been working hard for 27 years and decided to skip Fashion Week because of “timing.” But for many, that didn’t answer the real question. The transparency people want isn’t emotional—it’s financial.

At this point, the court of public opinion has already delivered its verdict: the math doesn’t work, and until someone checks it, people will keep asking why.

The Bottom Line: Questions That Demand Answers

After all the numbers, brands, and statements, it comes down to one thing: accountability.

Chiz Escudero’s 2024 SALN shows ₱18.84 million in declared net worth. Yet the life we see—rings, handbags, and a lifestyle built on couture and privilege—tells a very different story. Even the most generous interpretation still leaves hundreds of millions unaccounted for.

Heart Evangelista, on her part, has every right to enjoy success. But when her wealth and spending raise more questions than answers—and when those questions involve public money—the public has every reason to ask. The law requires transparency for a reason.

Whether this is a matter of creative accounting, under-declaration, or something else entirely, the inconsistencies are too big to ignore. A single ring shouldn’t be worth three times a senator’s entire declared wealth. A family’s lifestyle shouldn’t look this far removed from their paperwork.

For once, it would be good to see a lifestyle check that doesn’t stop at headlines. Because when the poorest senator lives like the richest, it’s not just gossip anymore—it’s a question of trust, and the people deserve a clear answer.

PHOTO CREDIT: Pep PH

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78. Heart Evangelista gifts her team Hermes bags ahead of Christmas, GMA Network, https://www.gmanetwork.com/entertainment/showbiznews/heart-evangelista-gifts-her-team-hermes-bags-ahead-of-christmas/117528/

79. CHIZ SEEKS PAY UPGRADE OF PUBLIC DENTISTS, Francis Escudero website, https://chizescudero.com/chiz-seeks-pay-upgrade-of-public-dentists/

80. Revenue employees' SALN violations, Unlawful wealth probed, Department of Finance, https://www.dof.gov.ph/revenue-employees-saln-violations-unlawful-wealth-probed/

81. Heart Evangelista, nagmistulang sosyal na Santa Claus, Kami, https://kami.com.ph/entertainment/celebrities/172012-heart-evangelista-nagmistulang-sosyal-na-santa-claus-binigyan-ng-hermes-bags-mga-miyembro-ng-team/

82. Francis Escudero, Wikipedia, https://en.wikipedia.org/wiki/Francis_Escudero

83. Of SALNs and its significance (or lack of it), Reddit, https://www.reddit.com/r/Philippines/comments/1oc794f/of_salns_and_its_significance_or_lack_of_it/

84. Heart Evangelista gifts glam team with luxury bags, Inquirer Entertainment, https://entertainment.inquirer.net/585581/heart-evangelista-gifts-glam-team-with-luxury-bags

85. What is Chiz Escudero even trying to do?, Reddit, https://www.reddit.com/r/Philippines/comments/1mc8xn0/what_is_chiz_escudero_even_trying_to_do/

86. Ombudsman reminds gov't employees to file SALN, Office of the Ombudsman, https://www.ombudsman.gov.ph/ombudsman-reminds-govt-employees-to-file-saln/

87. Heart Evangelista gifts Hermes bags to her team, Reddit, https://www.reddit.com/r/newsPH/comments/1hu575q/heart_evangelista_gifts_hermes_bags_to_her_team/

88. What is in a SALN, and how is it used to fight corruption?, ABS-CBN, https://www.abs-cbn.com/news/nation/2025/10/24/-what-is-in-a-saln-and-how-is-it-used-to-fight-corruption-1208

89. Heart Evangelista is in her GIFT-GIVING ERA! | Heart World, YouTube, https://www.youtube.com/watch?v=WVw9uPoIp_Y

90. Exempted ba ang Senate President? Abogado dinepensahan ang batikos kay Chiz, ABS-CBN, https://www.abs-cbn.com/news/nation/2025/9/30/exempted-ba-ang-senate-president-abogado-dinepensahan-ang-batikos-kay-chiz-1454

91. SALNs are now public, but do they reveal the whole truth?, Philstar, https://www.philstar.com/headlines/2025/10/25/2482264/how-reliable-are-salns-tracking-wealth-govt-officials

92. Heart Evangelista expressed her appreciation to her glam team by gifting them Hermès bags, Facebook, https://www.facebook.com/philstarlife/posts/heart-evangelista-expressed-her-appreciation-to-her-glam-team-by-gifting-them-he/1028435015968758/

93. Senator Salary In The Philippines [Updated: 2025], TaxCalculatorPhilippines, https://taxcalculatorphilippines.online/senator-salary-philippines/

94. Heart Evangelista kinukuwestiyon ang kayamanan pati pagbabayad ng buwis, Bandera Inquirer, https://bandera.inquirer.net/426556/heart-evangelista-kinukuwestiyon-ang-kayamanan-pati-pagbabayad-ng-buwis

95. Villar, Senate's wealthiest, gets richer; Escudero 'poorest', Inquirer, https://newsinfo.inquirer.net/785978/villar-still-senates-wealthiest-get-richer-escudero-poorest

96. Senator Salary in the Philippines [Updated: 2025], TaxCalculatorPhilippines.org, https://taxcalculatorphilippines.org/senator-salary-in-the-philippines/

97. Heart Evangelista has never been a top celebrity taxpayer, Reddit, https://www.reddit.com/r/ChikaPH/comments/1n2vsjh/kahit_kailan_hindi_naging_top_celebrity_tax_payer/

98. Villar, Pacquiao remain richest senators, PNA, https://www.pna.gov.ph/articles/1035555

99. Philippine Top Government Officials Salary Grade 2025, PhilippineGo, https://philippinego.com/salary-grade/elected-officials-salary/philippine-top-government-officials-salary/

100. Insta Scoop: Heart Evangelista Looks Back at 27 Years of Career—Says “I Did This for Me”, Fashion Pulis, http://www.fashionpulis.com/2025/08/insta-scoop-heart-evangelista-looks.html

101. Chiz Escudero 'poorest' senator na naman?, YouTube, https://www.youtube.com/watch?v=9Wo18cv4-3c

102. Salary Grade 2025 of Philippine Government Officials, Assistance PH, https://assistance.ph/philippine-officials-salary/

103. Detalye sa totoong income ni Heart Evangelista at ang lux spending, YouTube, https://www.youtube.com/watch?v=JvjBN8zxy2w

104. Senators, salaries, and standards: What voters should know, RepublicAsiaMedia, https://republicasiamedia.com/philippine-election-news/senators-salaries-and-standards-what-voters-should-know-before-may-12/

105. Heart Evangelista pinagtanggol na bilyonarya, Abante Tonite, https://tonite.abante.com.ph/heart-evangelista-pinagtanggol-na-bilyonarya/entertainment/

106. Chapter 5 - Salary Grades of Positions of Constitutional Officials, DBM (PDF), https://www.dbm.gov.ph/wp-content/uploads/2012/03/Manual-on-PCC-Chapter-5.pdf

107. Heart Evangelista, Flenex lahat ng endorsement deals matapos kwestyunin ang income source, Facebook, https://www.facebook.com/100083622186316/posts/%F0%9D%99%83%F0%9D%99%9A%F0%9D%99%96%F0%9D%99%A7%F0%9D%99%A9-%F0%9D%99%80%F0%9D%99%AB%F0%9D%99%96%F0%9D%99%A3%F0%9D%99%9C%F0%9D%99%9A%F0%9D%99%A1%F0%9D%99%9E%F0%9D%99%A8%F0%9D%99%A9%F0%9D%99%96-flenex-lahat-ng-endorsement-matapos-kwestyunin-ang-kanyang-inc/749356644528402/

108. Senate SALN: Mark Villar richest, Escudero poorest, Philstar, https://www.philstar.com/headlines/2025/10/29/2483309/senate-saln-mark-villar-richest-escudero-poorest/amp/

109. Here's how much government officials earn in the Philippines, NowYouKnowPH, https://www.facebook.com/nowyouknowph/posts/heres-how-much-government-officials-earn-in-the-philippinesthe-2025-midterm-elec/1254918739534556/

110. Leave her alone. Heart Evangelista is a billionaire in her own right..., Facebook, https://www.facebook.com/ShowbizPhilippinesOfficiaLPage/posts/leave-her-alone-heart-evangelistsa-is-a-billionaire-in-her-own-right-the-money-s/1091544063092610/