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LATEST COMMENTARY

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FIVE THINGS TO KNOW

6:10 PM4-minute read

ABOUT THE DISPUTE OVER CHANGING THE ORDER OF IMPEACHMENT WITNESSES

The argument at Thursday’s impeachment hearing was about which witness the prosecution could present next. It began with an absent lawyer and became a dispute over preparation and notice. Understanding the exchange helps explain why a courtroom can pause even when the parties, documents and another potential witness are already in the building.

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3:01 PM3-minute read

ABOUT MARK VILLAR’S MOVE TO THE SENATE MAJORITY

Senator Mark Villar has formally left the Senate minority and joined the majority. The October 8 move strengthens the bloc supporting the chamber’s leadership and gives Villar two significant positions. Its implications for Sara Duterte’s impeachment trial, however, require more than counting political allies.

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9:56 AM4-minute read

ABOUT THE MANAGER’S CHECKS AND THE QUESTIONS OVER SARA DUTERTE’S SALN

A bank balance can fall even when the value represented by the money has not disappeared. That distinction sits behind the prosecution’s questions about manager’s checks in Sara Duterte’s impeachment trial. To understand the October 7 testimony, we need to follow the instrument, the person entitled to its value and the declaration of assets for the relevant year.

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9:08 PM3-minute read

ABOUT WHAT COA’S REJECTION OF THE OVP APPEAL MEANS

COA has rejected the request to reconsider the ₱73.287-million disallowance involving the Office of the Vice President’s December 2022 confidential expenses. The October 5 resolution became public on October 7. Its significance is easier to understand when the amount, the audit finding and the available legal remedies are kept separate.

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7:47 AM3-minute read

ABOUT WHAT BANK SECRECY PROTECTS IN AN IMPEACHMENT TRIAL

The arguments over bank records in Sara Duterte’s impeachment trial involve several protections. The privacy of a peso deposit, the protection of a foreign-currency deposit, and the confidentiality of a report sent to the AMLC come from different rules. Understanding those differences helps explain what the court has allowed and what remains in dispute.

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8:43 AM8-minute read

ABOUT THE AMLC RECORDS IN SARA DUTERTE’S IMPEACHMENT TRIAL

₱4.4 billion is a figure that can dominate a conversation before anyone asks what it counts. AMLC Executive Director Ronel Buenaventura presented that approximate total in the Senate impeachment court on October 5, covering reported transactions involving Vice President Sara Duterte and her husband, Manases Carpio. He also explained that a bank correction had reduced the earlier figure of ₱6.7 billion.

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6:44 PM5-minute read

ABOUT THE COINS.PH CASH-IN RESTRICTION AND WHAT USERS SHOULD CHECK

If you use Coins.ph to receive money or pay bills, a failed cash-in can disrupt plans for the day. Coins.ph has announced that some incoming peso services are temporarily unavailable following a BSP directive to improve its internal controls. Its advisory also identifies services that existing customers can still use.

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12:00 PM5-minute read

ABOUT THE PROPOSED RULES ON SECONDHAND PHONES

A secondhand phone can put a useful device within reach of someone who cannot afford a new one. The problem comes when the buyer has no clear information about where it came from, what condition it is in, or who will fix it if it fails.

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8:35 PM6-minute read

ABOUT THE SUPREME COURT’S DECISION ON THE IMPEACHMENT VOTE THRESHOLD

The Supreme Court dismissed three petitions on September 30 challenging how the Senate impeachment court would count the votes needed to convict Vice President Sara Duterte. The dismissal leaves the Senate’s September 23 ruling in place, but it needs to be read carefully. A case can be dismissed because it does not meet the requirements for the Court to hear it, without settling whether the challenged action is constitutional.

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6:12 AM6-minute read

ABOUT WHAT BASTE DUTERTE SHOULD HAVE CHECKED AS MAYOR

Davao City Mayor Sebastian “Baste” Duterte told the Senate impeachment court on September 29 that he had been unfamiliar with GenCorp Industries Inc. before it came up in the proceedings. He also said he did not know about Vice President Sara Duterte’s declared business interest in the company.

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10:45 PM7-minute read

ABOUT THE OCTOBER WATER-RATE INCREASES

Metro Manila households served by Maynilad and Manila Water will see slightly higher water charges beginning October 1. The announced increases are small for many residential customers, but the figures vary by concessionaire and consumption level. That makes it easy to misunderstand a notice expressed only in centavos per cubic meter.

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7:21 AM6-minute read

ABOUT THE NOTE HANDED TO GIBO TEODORO IN SEOUL

Defense Secretary Gilberto “Gibo” Teodoro Jr. was answering questions at the Seoul Defense Dialogue on September 8 when a man handed him a note. He read it aloud, challenged its rejection of the 2016 South China Sea ruling and objected to being interrupted that way.

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9:55 AM8-minute read

ABOUT EL NIÑO AND PREPARING FOR LESS RAIN

It can be raining outside while PAGASA warns about El Niño. That can sound confusing when the immediate problem is a wet road or a flooded field. The two warnings describe different periods: the weather happening now and the rainfall conditions that may develop over the coming months.

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5:30 AM8-minute read

ABOUT THE NEW ARREST WARRANTS AGAINST ZALDY CO, MARTIN ROMUALDEZ AND TWO OTHERS

The Sandiganbayan has ordered the arrest of Zaldy Co, Martin Romualdez and two other accused in the plunder case filed on September 7. By Monday evening, authorities had served Romualdez's warrant and carried out booking procedures at Cardinal Santos Medical Center in San Juan. His arrest is a confirmed development; it does not establish that his three co-accused are also in custody.

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3:15 PM8-minute read

ABOUT THE PLUNDER CASE AGAINST MARTIN ROMUALDEZ

The Office of the Ombudsman filed a plunder case against former House Speaker Martin Romualdez at the Sandiganbayan on September 7 over his alleged involvement in flood-control kickbacks. The accusations have now reached the court that will handle the criminal case. Romualdez denies wrongdoing and remains presumed innocent.

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1:18 PM7-minute read

ABOUT THE NEW SWS POVERTY NUMBERS

Self-rated poverty and food poverty declined in June, but the figures also show how many Filipino families remain under pressure and why lower household budgets do not necessarily mean life became cheaper.

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2:02 PM11-minute read

ABOUT THE CHILDREN'S SOCIAL MEDIA SAFETY ACT

House Bill No. 9965 would bar children below 13 from having social media accounts, require parental consent for users aged 13 to 17, regulate platform algorithms, and impose fines reaching P50 million. It is still being deliberated in the House.

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12:02 PM7-minute read

ABOUT THE SEALED BIR BOX

Marcos authorized the BIR to comply with the Senate subpoena. That did not open the records to the public or prove the unexplained-wealth allegation.

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MCT READER PULSE · MCT-PULSE-2026-010

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MCT DAILY BRIEF

A rain-darkened Manila morning with a jeepney, commuters, a coffee cup, newspaper, straw hat, and a tablet showing a hazard map.

Five developments worth knowing this morning, from the weather and interest rates to disaster planning, farm debt, and a new regional flight.

1

Habagat rain continues as PAGASA tracks a new LPA east of Northern Luzon

The southwest monsoon will continue to bring rain to parts of Luzon and the western Visayas today. PAGASA said a low-pressure area was also spotted about 1,030 kilometers east of Northern Luzon at 3 a.m.

Zambales and Occidental Mindoro may receive occasional rain. Metro Manila, the Ilocos Region, the Cordillera Administrative Region, the rest of Central Luzon, Batanes, Cavite, Batangas, Rizal, Palawan, Antique, Iloilo, Guimaras, and Negros Occidental may experience scattered rain and thunderstorms. Moderate to heavy rain could still trigger flash floods and landslides.

The LPA is still far from the country, and PAGASA has not described it as a tropical cyclone. Its presence is worth monitoring because weather systems can change as they approach warmer waters. For people making decisions today, the more immediate concern is the rain already being carried by the habagat. A distant LPA should not distract from flooded roads, unstable slopes, and sudden thunderstorms closer to home.

WHAT TO WATCH

Follow PAGASA rainfall and thunderstorm warnings rather than relying only on the location of the LPA. Sea travel also needs caution because waves may reach 3.4 meters along Luzon and the western Visayas.

2

The BSP decides today whether to change its key interest rate

The Monetary Board is scheduled to hold its fourth policy meeting of the year today. The Bangko Sentral ng Pilipinas' key rate is currently 4.75 percent after increases in April and June. The BSP raised rates as inflation accelerated and risks from fuel, electricity, food, and the peso increased.

July inflation eased slightly to 6.2 percent from 6.4 percent in June, but it remained above the government's 2 to 4 percent target range. A higher policy rate can help restrain price pressures, although it can also make credit more expensive over time. Holding the rate steady would give the BSP more time to see whether inflation continues to slow.

The decision will not instantly change every home, car, business, or credit-card loan. Banks adjust at different times, and fixed-rate contracts may stay unchanged until their repricing date. The policy rate still sets the direction for borrowing and saving costs across the economy. That is why today's announcement is relevant even to people who never deal directly with the BSP.

WHAT TO WATCH

Look beyond the rate announcement. The BSP's updated inflation forecast and its explanation of food, fuel, electricity, exchange-rate, and growth risks will show what could influence the next decision.

3

Agrarian-reform beneficiaries have had ₱57.76 billion in debt condoned

The Department of Agrarian Reform said ₱57.76 billion in unpaid principal, amortization, interest, and penalties has been erased under the New Agrarian Emancipation Act. The law covers more than 610,000 agrarian-reform beneficiaries nationwide and also exempts them from estate taxes related to the awarded land.

For covered farmers, the relief removes an old financial burden and strengthens their ownership of the land awarded to them. It may also allow more of their income to go into seeds, equipment, and farm production. Farmers who were not covered by the condonation may be eligible for a payment moratorium instead.

The program also exposes the work that remains. Some land was previously awarded through collective titles, which can leave individual beneficiaries waiting for documents in their own names. DAR reported that it issued 19,967 individual electronic titles covering 19,006 hectares from January through June. Titles settle ownership, but farmers also need affordable financing, irrigation, roads, buyers, and protection from disasters if the land is to provide a stable income.

WHAT TO WATCH

Debt relief alone will not raise farm productivity. Watch the pace of electronic-title distribution, access to credit, farm-to-market roads, and direct links to institutional buyers.

4

DepEd has opened its school-hazard platform to the public

The Department of Education has launched Project LIGTAS+ nationwide after a pilot run that began in May. The online platform maps school-level risks and combines forecasts with incident reports involving rain, floods, extreme heat, earthquakes, tropical cyclones, volcanic eruptions, and tsunamis.

School officials, local governments, parents, and the public can use the system to see which schools are flagged for possible danger. It can also produce situation reports, show a 10-day weather outlook, and keep records of class suspensions, damaged facilities, affected learners, and lost school days.

That could help replace broad assumptions with school-specific information. A town may have schools beside a river, on a slope, or in a low-lying neighborhood while other campuses face a different level of risk. More precise information can help officials decide where to suspend classes, move learners, inspect buildings, or prepare temporary learning spaces.

The system will only be as reliable as its inputs. Forecasts can change, satellite information still needs local interpretation, and an incident that was never reported cannot appear accurately in the record. LIGTAS+ should support judgment by people on the ground, not replace it.

WHAT TO WATCH

The platform is a decision-support tool, so the quality of local reports and field validation will be crucial. Watch whether schools update incidents quickly and whether local officials use the data for earlier, more targeted safety decisions.

5

Direct Clark to Ho Chi Minh City flights will begin in November

Vietjet will begin direct flights between Clark and Ho Chi Minh City on November 10. The route will operate three round trips each week on Tuesdays, Thursdays, and Saturdays.

The service gives travelers from Central and Northern Luzon another international option without first going through Metro Manila. It may also help tourism and business between the Philippines and Vietnam. Vietjet says the Clark-bound flight will leave Ho Chi Minh City at 12:30 p.m., while the Vietnam-bound flight will leave Clark at 5:05 p.m.

Three flights a week are useful for travelers whose dates match the schedule, but they provide less flexibility than a daily route. A missed or cancelled flight can also be harder to rebook when the next direct service is several days away. Passengers should compare the full cost and travel time with other routes, especially when a connection or an airport transfer is involved.

WHAT TO WATCH

Check the final schedule and full fare before booking because promotional prices may have limited dates, seats, or baggage allowances. Travelers should also confirm passport and entry requirements before paying for a ticket.

BOTTOM LINE

Several of today's developments offer useful tools or relief, but each still depends on execution. Rain warnings need local action, a policy-rate decision needs a clear explanation, debt relief needs titles and farm support, a hazard map needs reliable reporting, and a new flight needs a workable fare and schedule. The practical question is what people can actually use after the announcement.

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